How to consolidate your super
To consolidate your super, log in to myGov and access your linked ATO account. If you prefer, you can download and complete our transfer authority form, return it to us, and we’ll take care of the transfer for you.
Benefits of consolidating your super
Save money on fees
Keep track of your super savings
Less administration
Things to consider
Transfer existing insurance
Any insurance cover you have with your other super fund will effectively be cancelled when you move your account balance in that fund to NGS Super.
You may be able to ‘transfer’ your other insurance cover to NGS Super before consolidating your super balances. To apply, please complete our Insurance — Transfer form and wait for confirmation of acceptance of the insurance before requesting to consolidate your super.
To find out more read our Insurance guide.
Important^ — For any transferred insurance cover:
- NGS Super’s terms, conditions and definitions apply and
- you will only be able to claim in respect of health conditions that start after the date of transfer.
^ If you already have symptoms of a health condition that may result in a claim, it may be better to leave some money in your old super fund and keep your other insurance cover in force.
Transfer employer contributions
Are your employer super guarantee (SG) contributions already being paid to NGS Super? If not, complete our Superannuation choice form and arrange for your employer to direct them to your NGS Super account.
If you don't do this, your other fund may continue to receive money from your employer, and set up another account for you where fees are likely applicable.
Other factors should be considered when choosing a super fund. You should ask your fund for information about any fees or charges that may apply, or any other information about the effect this transfer may have on benefits like your insurance cover, before making a decision to consolidate your super.
If you apply to transfer your cover, please wait until you receive confirmation that we have accepted it before consolidating your super balance with us.
If you need help, please call us on 1300 133 177, Monday to Friday, 8am-8pm (AEST /AEDT).
What happens next
Once submitted, your consolidation request will take about 3–5 business days to process. When the transfer is complete, you’ll be able to view your combined funds through Member Online. Go to the ‘Transactions’ section — your transfer will be displayed as a ‘Roll in’ transaction.
