You can choose the level of choice and control you’d like for your NGS account, whether you invest in:
- a single option
- a combination of options
- our NGS Self-Managed Direct Investment Option (DIO).
We have a range of investment options — both pre-mixed and sector-specific — to suit various investment goals, timeframes and risk tolerances.
Default investment option
If you don't choose your own investment options, your super will be invested in our default option:
- the Diversified (MySuper) option for NGS Accumulation and NGS Transition to retirement (TTR) accounts
- the Moderate Growth option for the NGS Income account.
Pre-mixed options
Our pre-mixed options include a range of investment types (or 'asset classes') with varying risk levels. For example, a pre-mixed option may include investment types like Australian shares, Property and Government bonds.
The weightings for each investment type within our pre-mixed options vary, depending on the option’s specific objectives. We manage the mix of these investment types, while our fund managers manage the actual investments within them.
Our pre-mixed options
Sector-specific options
Unlike the pre-mixed options, a sector-specific option is mainly made up of one investment type, rather than a mix of several. For example, our Property options will expose you to Property investments, as its name suggests.* Our expert fund managers handle these options.
* The Property option, along with various other NGS sector-specific options, invests in cash in order to manage operational cashflow demands. See our Investment guide for more information.
Our sector-specific options
NGS Self-Managed Direct Investment Option
The NGS Self-Managed Direct Investment Option (DIO) is a direct investment gateway — similar to a self-managed fund — with access to ASX-listed companies, exchange traded funds (ETFs) and term deposits. This option offers more flexibility and control — you should only consider it if you can commit to a high level of involvement in the investment of your retirement savings.
