The NGS Retire Plus investment option invests in assets with the prospect for income and capital growth. It aims to reduce the risk of negative returns by having a high allocation to real assets — like infrastructure and property — that provide long-term contracted income and greater price stability relative to listed shares.
It may suit you if you're after long-term returns with a greater degree of stability over the medium to long term.
INVESTMENT PERFORMANCE OBJECTIVE*
To achieve a net return 4% above consumer price index (CPI) p.a. over rolling 10-year periods.
MINIMUM INVESTMENT TIMEFRAME
At least 5-7 years.
Medium to high.
EXPECTED FREQUENCY OF NEGATIVE RETURN OVER 20-YEAR PERIOD
Approximately 3.1 years in 20.
For information about how we calculate the standard risk measure (SRM) of each investment option, please see section 2 of our Investment guide.
* The trustee is required by law to set this objective. It is neither a forecast nor a guarantee of future investment returns. It is anticipated that the CPI objective should be achieved over the long term. However, due to the volatile nature of investment markets and the lack of direct linkage between market returns and inflation, there may be periods when investment returns are not above the objective.
Unit price performance
Investment returns (returns as at 31 May 2021)
Asset allocation at 1 April 2021
Portfolio holdings disclosure
A list of investments held within this investment option can be found here.
Key points to note:
- Information is updated twice a year — at 30 June and 31 December.
- Investments are shown within each asset class.
- Any derivatives within the asset class are grouped together into one line item. The same applies to any cash held within the asset class.