You are your biggest asset

While most of us insure our homes and cars, we forget about the most important thing of all - our ability to earn an income.

Cover can offer you a financial safety net and peace of mind. So, if something did happen, you have financial backup in place to take care of yourself and your family.

NGS Insurance

Life and Disability Cover

This cover may provide a lump sum amount in the event you die, become terminally ill or if you are permanently unable to work.

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Income Protection

Income protection cover provides you with an income if you are temporarily (or permanently) unable to work due to illness or injury. Many families today rely on two incomes, so it’s important for the incomes of both partners to be protected by insurance.

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Making a Claim

In the event that you may be eligible to make a claim on your insurance, please call us on 1300 133 177. We will help you through the process and will provide you with a designated claims officer who will be in regular contact with you.

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Super affordable - we buy insurance at wholesale rates

Some cover may be automatically included as standard with your NGS Super Accumulation account for eligible members when joining. But as your life changes with new financial commitments, like a mortgage and school fees, you may need to reassess your level of cover. You can apply to increase your cover at any time, or choose to reduce or opt out of cover.

When comparing NGS Super’s insurance cover with other types of insurance that you may have, like home or car insurance, it is a small price to pay for protecting your most important asset…you…

Insurance in Superannuation Voluntary Code of Practice

The Insurance in Superannuation Voluntary Code of Practice (the Code) comes into effect from 1 July 2018.  The code sets out high standards that will provide greater understanding, clearer accountability and consistency of delivery for Insurance to members across the superannuation industry.

NGS Super accepts in principle elements of the Insurance in Superannuation Voluntary Code of Practice and will adopt or adapt as appropriate elements of the Code which are in line with NGS Super members’ best interest and needs.  We will provide further details of NGS Super’s response to the Code by 31 December 2018.