What is it?
A relatively conservative investment option with a higher weighting towards the more defensive types of assets such as cash, fixed interest, defensive alternative funds and direct property. There is a small weighting to assets such as shares and infrastructure which provides the prospect for some capital growth.
Risk
Unit Prices
Summary
INVESTMENT PERFORMANCE OBJECTIVE
A relatively conservative investment option with a higher weighting towards the more defensive types of assets such as cash, fixed interest, defensive alternative funds and direct property. There is a small weighting to assets such as shares and infrastructure which provides the prospect for some capital growth.
INVESTMENT TIME FRAME
Short term, 5+ years. This option may be right for you if you seek to have relatively stable short term returns, whilst accepting that this is likely to result in lower investment returns over the long term. This option may be suitable for those with short time horizons or low risk tolerances.
RISK PROFILE
| Risk over each time horizon | ||
|---|---|---|
| 5 years | 10 years | 20 years |
| Low to medium | Low | Low |
Expected frequency of negative return over 20 year period – 1.5 years in 20 years.
For information regarding NGS Super’s methodology for calculating the Standard Risk Measure (SRM) of each investment option, please refer to page 28 of our Investment Guide.
DATE INTRODUCED
Accumulation accounts: February 2003
Income accounts: November 2001
Investment returns are shown net of tax and investment expense. Past performance is not a reliable indicator of future performance.
Unit Price Performance
Investment Returns (returns as at 31 December 2020)
Asset Allocation at 1 April 2020
Annual Returns
Risk
Unit Prices
Summary
INVESTMENT PERFORMANCE OBJECTIVE
A relatively conservative investment option with a higher weighting towards the more defensive types of assets such as cash, fixed interest, defensive alternative funds and direct property. There is a small weighting to assets such as shares and infrastructure which provides the prospect for some capital growth.
INVESTMENT TIME FRAME
Short term, 5+ years. This option may be right for you if you seek to have relatively stable short term returns, whilst accepting that this is likely to result in lower investment returns over the long term. This option may be suitable for those with short time horizons or low risk tolerances.
RISK PROFILE
| Risk over each time horizon | ||
|---|---|---|
| 5 years | 10 years | 20 years |
| Low to medium | Low | Low |
Expected frequency of negative return over 20 year period – 1.5 years in 20 years.
For information regarding NGS Super’s methodology for calculating the Standard Risk Measure (SRM) of each investment option, please refer to page 28 of our Investment Guide.
DATE INTRODUCED
Accumulation accounts: February 2003
Income accounts: November 2001
Investment returns are shown net of tax and investment expense. Past performance is not a reliable indicator of future performance.
