Cash and Term Deposits
The NGS Cash and Term Deposits investment option invests in bank term deposits and at-call cash accounts. The aim is to provide a high level of security for the capital value of your investment.
This option may suit you if you need an investment with a consistent rate of return and high level of capital value security over short-term periods.
Unit prices
Summary
INVESTMENT PERFORMANCE OBJECTIVE*
To achieve a net return that matches or exceeds the RBA cash rate.*
* Adjusted for implied superannuation tax and/or franking credits, where applicable.
MINIMUM INVESTMENT TIMEFRAME
At least 1 year.
RISK LABEL
Very low.
EXPECTED FREQUENCY OF NEGATIVE RETURN OVER 20-YEAR PERIOD
Negligible.
For information about how we calculate the standard risk measure (SRM) of each investment option, please see section 2 of our Investment guide.
* The trustee is required by law to set this objective. It is neither a forecast nor a guarantee of future investment returns. It is anticipated that the CPI objective should be achieved over the long term. However, due to the volatile nature of investment markets and the lack of direct linkage between market returns and inflation, there may be periods when investment returns are not above the objective.
Unit price performance
Investment returns (returns as at 29 February 2024)
Strategic asset allocation at 1 November 2023
Portfolio holdings disclosure
A list of investments held within this investment option can be found here in line with regulatory requirements. Information is updated twice a year — at 30 June and 31 December.
Portfolio holdings derivatives
Unit prices
Summary
INVESTMENT PERFORMANCE OBJECTIVE*
To achieve a net return that matches or exceeds the RBA cash rate.*
* Adjusted for implied superannuation tax and/or franking credits, where applicable.
MINIMUM INVESTMENT TIMEFRAME
At least 1 year.
RISK LABEL
Very low.
EXPECTED FREQUENCY OF NEGATIVE RETURN OVER 20-YEAR PERIOD
Negligible.
For information about how we calculate the standard risk measure (SRM) of each investment option, please see section 2 of our Investment guide.
* The trustee is required by law to set this objective. It is neither a forecast nor a guarantee of future investment returns. It is anticipated that the CPI objective should be achieved over the long term. However, due to the volatile nature of investment markets and the lack of direct linkage between market returns and inflation, there may be periods when investment returns are not above the objective.
Unit price performance
Investment returns (returns as at 29 February 2024)
Strategic asset allocation at 1 November 2023
Portfolio holdings disclosure
A list of investments held within this investment option can be found here in line with regulatory requirements. Information is updated twice a year — at 30 June and 31 December.
