The NGS Cash and Term Deposits investment option invests in bank term deposits and at-call cash accounts. The aim is to provide a high level of security for the capital value of your investment.

This option may suit you if you need an investment with a consistent rate of return.

Accumulation account
Income account

Unit prices

Summary

INVESTMENT PERFORMANCE OBJECTIVE*

To achieve a return that matches or exceeds the RBA cash rate.

MINIMUM INVESTMENT TIMEFRAME

At least 1 year.

RISK LABEL

Very low.

EXPECTED FREQUENCY OF NEGATIVE RETURN OVER 20-YEAR PERIOD

Approximately 0 years in 20.

For information about how we calculate the standard risk measure (SRM) of each investment option, please see section 2 of our Investment guide.

* The trustee is required by law to set this objective. It is neither a forecast nor a guarantee of future investment returns. It is anticipated that the CPI objective should be achieved over the long term. However, due to the volatile nature of investment markets and the lack of direct linkage between market returns and inflation, there may be periods when investment returns are not above the objective.

Unit price performance

Investment returns (returns as at 30 September 2021)

Asset allocation at 5 October 2021

Portfolio holdings disclosure

A list of investments held within this investment option can be found here.

Key points to note:

  • Information is updated twice a year — at 30 June and 31 December.
  • Investments are shown within each asset class.
  • Any derivatives within the asset class are grouped together into one line item. The same applies to any cash held within the asset class.

Unit prices

Summary

INVESTMENT PERFORMANCE OBJECTIVE*

To achieve a return that matches or exceeds the RBA cash rate.

MINIMUM INVESTMENT TIMEFRAME

At least 1 year.

RISK LABEL

Very low.

EXPECTED FREQUENCY OF NEGATIVE RETURN OVER 20-YEAR PERIOD

Approximately 0 years in 20.

For information about how we calculate the standard risk measure (SRM) of each investment option, please see section 2 of our Investment guide.

* The trustee is required by law to set this objective. It is neither a forecast nor a guarantee of future investment returns. It is anticipated that the CPI objective should be achieved over the long term. However, due to the volatile nature of investment markets and the lack of direct linkage between market returns and inflation, there may be periods when investment returns are not above the objective.

Unit price performance

Investment returns (returns as at 30 September 2021)

Asset allocation at 5 October 2021

Portfolio holdings disclosure

A list of investments held within this investment option can be found here.

Key points to note:

  • Information is updated twice a year — at 30 June and 31 December.
  • Investments are shown within each asset class.
  • Any derivatives within the asset class are grouped together into one line item. The same applies to any cash held within the asset class.

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