Manage your super

If you're with more than one super fund, you're paying multiple sets of fees. Combining your super into one fund will mean you'll pay less in fees and have less administration.

You can combine your super into your NGS Super account through Member Online. And if you're not sure whether you have other super funds, you can check online through myGov.

If you want your super to be left to the right people, you’ll need to nominate your beneficiaries. Super is not automatically included in your estate, so making a will isn’t enough.

There are a few options for death benefit nominations, and the rules are strict — you should get to know them before making a decision.

Super is designed to provide you with funds for your retirement. That’s why you generally can’t access your super until later in life. However, in some special circumstances, you may be able to access your super before you retire.

When you're approaching retirement or ready to retire, you can opt to create a regular income from your super by opening an NGS Transition to retirement or Income account.

Choosing your investment options can make a big difference to how your super grows. It's important to pick options that suit your investment timeframe, goals and risk tolerance.

You can change your investment options through Member Online or by completing an Investment switching form.

If you need help picking your investments, you can speak with us on 1300 133 177 or book a complimentary appointment with a Super Specialist.