It's easier than you think

Getting your super in order today could mean more money for your retirement later on. Managing your superannuation is probably much easier than you think.

Ways to manage your super

Managing your super doesn't need to be difficult. There are a few simple things you can do to get your super working harder for you.

Consolidate super
Take your super with you
Access your super
Select your investments
Nominate your beneficiaries

Consolidate super

If your superannuation is with multiple funds, you're paying multiple fees. Managing your superannuation is a lot easier when it's all in the one place.

Consolidation generally means:

  • lower fees
  • a better retirement outcome
  • less administration.

Finding and consolidating any lost super you have with your NGS Super account is an easy online process.

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Changing jobs? Take us with you

Changing jobs doesn't mean you have to change your super. Simply provide your NGS Super details to your new employer - your savings will stay in the one place and you’ll avoid additional fees and administration.

We've made it easy for you to inform your new employer of your NGS Super details. Simply complete your details on our Superannuation Choice Form.

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Access your super

Super is designed to provide you with funds for your retirement. As a result, the rules around accessing your super are generally structured to keep and accumulate your savings until that time. Under certain special circumstances, you may be able to access your super before you retire.

There are options within NGS to access your super through an income stream during your transition to retirement and throughout your retirement. Check out your options and eligibility.

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Select your investments

Superannuation is a long-term investment, so it’s important to select your investments with a long-term outlook. We offer a range of investment options designed to suit varying risk appetites and achieve strong, long-term performance. You can apply to vary your investment options through Member Online or by completing an Investment Switching form. More information about our investments can be found in our Investment Guide.

If you’re not sure which options best suit your needs, we offer single-issue advice limited to your NGS Super account at no cost. To find out more, call us on 1300 133 177.

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Nominate your beneficiaries

After the family home, super is often the largest investment that Australians will own. You work hard to build those savings, so it’s important to make sure that if anything happens to you, your money goes to the right people.

To nominate your beneficiaries, you’ll need to complete a Death benefit nomination form. There are some important things to consider when you nominate your beneficiaries, like who you nominate and the type of nomination you make:

Who can you nominate?

Binding (lapsing or non-lapsing) nominations

Non-binding nominations

For full details about nominating your beneficiaries including tax on death benefit payments and ensuring your nomination is valid, read our Death benefit nomination form and Making a will information sheet.

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Maximise your super

For some of us, the mandatory contributions made by our employer to our super fund are not enough to provide for a comfortable retirement income. It's worth considering making extra contributions to maximise your superannuation, so you can afford to live the life you deserve later on.

Update your contact details

Your super is your future so it's important to stay connected. Keep your contact details up to date so you don't miss out on anything important. NGS will only send you the things that matter.

Learn with NGS MoneyCoach

Super basics

You might think super is tricky to understand but it doesn't have to be.

Learn more

Women and super

Many people currently face an under-funded retirement because super hasn't been around for their entire working lives. And the concern is greater for women, because super is directly linked to participation in the workforce.

Learn more

Super investments

When it comes to your super, one of the most important choices you can make is deciding your overall investment strategy.

Learn more

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