March - Market volatility FAQs
03 Mar 2026 3 min readRenewed conflict in the Middle East has introduced fresh uncertainty into global markets, prompting investors to reassess geopolitical risk, energy supply stability and inflation expectations. While this has led to sharper swings across equities, commodities and safe-haven assets, periods of volatility are a natural feature of markets navigating complex global events. In an environment already sensitive to policy signals and growth concerns, geopolitical developments may act as a short-term catalyst for movement, but history shows markets are resilient and tend to adjust as clarity emerges. For long-term investors, maintaining perspective and discipline remains key.
If you're unsure about your investment strategy, speak with one of our Super Specialists for a complimentary chat.
What NGS Super members should know
What does this mean for your super?
It is important to remember that superannuation is a long-term investment, and periods like this are part of investing. The Diversified MySuper option is specifically designed for members with a minimum investment timeframe of at least seven years, and its role is to balance long-term growth with diversification and risk management.
History also shows that markets often recover once uncertainty begins to clear, and some of the strongest recovery days can happen during periods of heightened volatility. That is why making large changes in response to headlines, particularly switching to cash after markets have already fallen, can be damaging to long-term outcomes. Missing the recovery can matter just as much as avoiding the fall. Our focus remains on staying disciplined, well diversified, and positioned in areas such as commodities, gold and other resilient return drivers that can help support the portfolio through changing market conditions.
Watch this helpful video about super and market volatilityDo I need to change my investment?
Switching to safer options like cash after a drop can hurt your long-term returns. Markets usually bounce back and missing that rebound can lock in your losses.
If you haven’t reviewed your investment mix in a while, now’s a good time. A complimentary chat with a Super Specialist can help.
What if I’m retired and drawing an income?
Taking income from investments that have dropped in value may lead to further losses.
Some options to consider:- Can you reduce your income temporarily to allow your super to recover?
- Can you draw from cash savings instead?
Depending on your situation, you may be able to pause your income payments.
These options are general in nature and might not be right for you. You might not need to change anything, but speaking to a Super Specialist can help clarify your options.
How NGS is managing your investments
How is NGS performing?
Our Diversified MySuper option is designed to handle ups and downs. We spread investments across different asset classes so we’re not relying only on the share market. This helps to protect your super during periods of volatility, and in the long-term grow your super balance.
What is NGS’ strategy?
We aim for growth while managing risk.
We do this by investing across many areas like:
Gold – which often responds differently to market conditions compared with shares
Government bonds – to help protect your super during economic slowdowns.
Hedging strategies – to reduce the impact of falling markets.
Alternative assets – like infrastructure and private credit, for more stable returns.
Emerging markets – for example, investing in Chinese equities for diversity alongside developed markets
What’s the long-term outlook?
We’ll continue to update you as markets evolve but rest assured—we’re focused on protecting and growing your super over the long run.
Talk to a Super SpecialistYou can speak with one of our Super Specialists. It's complimentary, and they can answer your general questions about superannuation, investments, insurance or transition to retirement. Seeking advice is a way to plan for your future, to mitigate risks and make the most of your saving opportunities. Education is integral to the planning process – it's important that you feel confident and informed at all times.
This information is general information only and does not take into account your objectives, financial situation or needs. Before acting on this information, or making an investment decision, consider whether it is appropriate to you and read our Product Disclosure Statements and Target Market Determinations. You should also consider obtaining financial, taxation and/or legal advice tailored to your personal circumstances before making a decision. Financial products are issued by NGS Super Pty Ltd ABN 46 003 491 487 AFSL 233 154.
Market projections and predictions are based on current assumptions and are subject to change. These are not guarantees of future results. This information is current as at 2 March 2026.
