Take control of your super early with NGS Super

When you are working, chances are super isn’t something you think about. That was the case for PE teacher, Sarah. Retirement felt a long way off, and superannuation seemed confusing and easy to ignore.

That changed in late 2025, when she met with an NGS Super Specialist, Steven Brown. What started as a simple conversation quickly became an eye-opening experience.

Yes, super matters

“During my first meeting with Steven, I realised there were ways I could make the most of my super, simply because I have time on my side. I hadn’t really thought about that before,” Sarah said.

Steven walked her through the basics and explained that with two very simple steps, Sarah could instantly improve her super savings.

For the first time, super didn’t feel distant or complicated, it felt manageable and something Sarah could take control of.

“Knowing there’s someone I can speak to when I have questions has made everything feel much easier.”

Consolidating super: the first simple step

“Consolidating super is just bringing super into one fund. Often, people can have more than one super account from having worked at different jobs. That was the case for me,” said Sarah.

“It meant everything was in one place.” Aside from being easier to manage, consolidating super often means fewer fees. This was a quick and easy win for Sarah.

Learn how to consolidate your super

Making extra contributions

Before meeting Steven, super barely crossed her mind. But she soon discovered the advantage of starting early. Even small additional contributions can grow significantly over time thanks to compounding interest.

“I now understand that starting early means my money can grow in the background while I focus on everything else in life.”

Sarah’s now planning to make small extra contributions from each pay. “It’s a simple step, but one I wouldn’t have thought to do.”

She also discovered that super isn’t just about retirement savings. Many accounts include insurance cover, offering valuable protection if something unexpected happens, something she hadn’t considered before.

Find out how to start making extra contributions

Getting started

Sarah knows there is still more to learn, especially when it comes to investment options and choosing what might suit her best.

“Having guidance from Steven has made the process much less daunting. What once felt confusing now feels manageable and even exciting,” said Sarah.

Joining NGS and consolidating her super has been an important first step. For Sarah, the experience showed that super isn’t something to ignore until later in life.

It’s something worth understanding early because the sooner you start engaging with it, the more it can work for you.

Talk to a Super Specialist and get on track

Chatting with a Super Specialist can help you get clearer about your super, like Sarah. Chat with a Super Specialist.

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