Learn about super
How super works
Superannuation (super) is a mandatory system in which a portion of your income is put aside to save for your retirement. Super is designed so you accumulate savings while you’re working and have flexible income options as you transition to retirement and through retirement itself.
While you're working
Transition to retirement
In retirement
Take our super quiz
Do you know where you're at with your super? Before working out your next steps, you need to know where you're starting from.
6 ways to keep your super on track
It’s important to stay on top of your super now so you’re set up for your future. Think of it like a garden: put the care and consideration in now so that your super savings will grow and flourish. Don’t worry if you’re not sure what to do next – we’ve made it easy by providing all the tools you need just below.
Update contact details
Your super is your future so it’s important to stay connected. Keep your contact details up-to-date so you don’t miss out on anything important. NGS will only send you the things that matter.
Check your insurance cover
Protect the life you’ve planned for yourself and your loved ones. Check that you have the right level of insurance for your circumstances and apply to make any changes through your Member Online account.
Nominate who gets your super
If something happens to you, who gets your super? You can help your super go to the right person with one simple step: nominating a beneficiary.
Consolidate your super
If your super is with multiple funds, you’re paying multiple fees. Managing your super is a lot easier when it’s all in the one place. Consolidate your super with us online - it only takes a few minutes.
Make after-tax contributions
Putting a little extra in your super now could make a world of difference later. Boosting your super is easy and depending on your eligibility, the government could match a portion of your contribution to your super up to $500.
Start salary sacrificing
Topping up your super with your pre-tax salary will boost your super and potentially save you on tax. Find out how easy it is to set up with our online form.
How to find lost super
Your superannuation is essential for ensuring you enjoy your retirement. However, it’s easy to lose track of some of the super you've earned throughout your working life, especially as you move between jobs or change address.
