Save for your retirement. Grow your balance with extra contributions through an NGS Accumulation account.

Transition to Retirement

When eligible, start an NGS Transition to Retirement account. Use tax savings to boost your super.

In Retirement

Receive a regular income for your retirement through an NGS Income account.

Retirement is a time of new possibilities and rich experiences.

It’s all a question of getting organised with your finances. How do you want to live? What do you dream of doing? How can you achieve those dreams? Whether retirement is fast approaching or a few years away NGS Super can provide the guidance you need, from growing your super in the years leading to retirement to planning the right type of pension.
Accumulation Account
Transition to Retirement Account
Income Account

NGS Accumulation Account

An accumulation account is one of the most common ways for members to manage their retirement savings. NGS Super accumulation accounts offer a variety of investment options with easy online administration, allowing you to take control and choose the right investment strategy for your life circumstances.

In the event that you have not specified a choice of investment strategy, your contributions are invested by NGS Super in the default investment option, known as Diversified (MySuper).

If you want a professional opinion and would like to consult someone who’s professionally qualified, an NGS Financial Planner can help. They not only have an in-depth understanding of your NGS accumulation and income account options, but they’re authorised to give personal advice about a wide range of investment and wealth-building topics outside of super.

You can learn more about the financial advice offered by NGS Super here. To get in touch with our planners and discuss your financial and lifestyle goals, simply complete our handy financial planning enquiry form today.

Start my Accumulation Account

Start your NGS Super Accumulation Account and take control of your investment options today. With easy online administration and the option of guidance from our qualified financial planners, its never been so easy to take control of your retirement strategy.

Join now

Transition to retirement

You’re fit, healthy and enjoy your job. If you’ve reached your preservation age,  you have the option of easing into retirement. It’s a way of encouraging people like you to stay active in the workforce.

You can now draw down on your super pension while still working. No restrictions are placed on the number of work hours required. What’s more, you can choose to work part time or continue to work full time.

Top up your reduced income with your super

Okay. You may be earning less salary, so you can access a regular ‘income stream’ from your NGS Super account. This is called the transition to retirement pension. You can roll some or all of your superannuation into it.

Check when you're eligible for a TTR pension

Your date of birth Age
Before 1 July 1960 55
1 July 1960 – 30 June 1961 56
1 July 1961 – 30 June 1962 57
1 July 1962 – 30 June 1963 58
1 July 1963 – 30 June 1964 59
After 30 June 1964 60

NGS Income Account

Many superannuation funds offer an account based pension.  So does NGS Super – but we like to call it an income account because we are providing a regular income to you in retirement.

If you’re thinking about retirement, our income account pension is a flexible and tax-effective way to convert your lump sum retirement benefit into a regular income stream. You may also qualify for special treatment under the income test for the government age pension.

What type of Income Account can I have?

The NGS Income account is available either as an account-based pension (for retirees and people aged 65) or as a transition to retirement pension generally for individuals who have reached their preservation age ( If you were born between 1 July 1961 and 30 June 1962, your preservation age will be 57) and still working.

If you start a transition to retirement pension, you will need to notify us if you meet a condition of release such as:

  • you have ceased employment and permanently retired from the workforce (if less than age 60);
  • you have ceased employment since attaining age 60, even if you have not permanently retired;
  • you have turned 65

so we can transfer you from a transition to retirement pension to the account based pension where investment earnings are tax-free.

Start my Income Account

The NGS Income account is available either as an account-based pension (for retirees and people aged 65 and over) or as a transition to retirement pension generally for individuals who have reached their preservation age (currently 57) and still working.

Start my Income Account

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