EOFY super checklist: key information before 30 June
04 Jun 2026 4 min readAs the end of the financial year approaches, it’s a good time to review your super and make sure you’re aware of important contributions and payment cut-off dates.
Whether you’re thinking about making extra contributions, claiming a tax deduction or simply checking in on your super balance, acting before 30 June could help boost your super balance and maximise potential tax benefits.
Here are some key EOFY dates, along with a few practical ways to strengthen your super before the financial year ends.
Key EOFY dates for NGS members
EOFY can be a busy period for super contributions and processing.
Leaving contributions or paperwork too late may mean transactions are processed in the next financial year instead.
Checking deadlines early and allowing extra processing time can help avoid unnecessary stress and ensure your contributions count towards this financial year.
| Activity | Cut-off date | Important information |
|---|---|---|
| BPAY contributions | 25 June 2026 | BPAY contributions should be made on or before this date to allocate funds within the current financial year. |
| Notice of Intent to claim a tax deduction | 25 June 2026 | Requests to claim a tax deduction for the 24/25 financial year should be received by this date. |
| Employer contributions | 25 June 2026 | Contributions received after this date may not be applied before 30 June. |
| Banking transaction cut-off | 30 June 2026 | Contributions received on 30 June (close of business) count towards the current financial year. |
| Withdrawal requests | 25 June 2026 | Applications received after this date may not be processed before 30 June. |
| Income account withdrawal requests | 3 July 2026 | Any requests received after 25 June will not be processed until after 3 July. |
| PAYG income statements issued | 14 July 2026 | PAYG income statements to be generated and issued. |
Simple ways to boost your super before EOFY
Consider making an extra contribution
Even small additional contributions can make a difference over time thanks to compound returns.
Depending on your circumstances, contributing extra to your super before 30 June may also provide tax benefits.
This could include:
- after-tax personal contributions
- salary sacrifice contributions
- spouse contributions
- catch-up concessional contributions
If you’re considering making an extra contribution, it’s important to allow enough time for payments to be processed before EOFY cut-off dates.
Check whether you can claim a tax deduction
If you make a personal after-tax contribution to your super, you may be able to claim a tax deduction.
To do this, you generally need to submit a Notice of Intent form before the EOFY cut-off and before lodging your tax return.
For NGS members, requests for the 24/25 financial year should be received by 25 June 2026 to reduce the risk of missing the financial year deadline.
Make sure your super is set up to suit your needs
- check your super balance
- review your investment options
- review insurance inside super
- make sure your beneficiaries are up to date
If you’re not yet registered for Member Online, learn how here.
How NGS Advice can help you prepare for the year ahead
The new financial year is a great opportunity to review your super and make sure you’re on track for the future. Whether you’re thinking about growing your super, reviewing your investment options or preparing for retirement, understanding your choices can help you feel more confident about your financial future.
A clear financial plan can help you feel more confident about your future. Our enhanced advice offering makes it easier to access clear, practical support and advice digitally, over the phone or face-to-face.
NGS Financial Advice can support members with:
- super contributions to boost your super
- investment choices
- insurance in super
- retirement planning
- maximising retirement income
- broader superannuation and financial decisions
We believe quality financial advice should be accessible to all, so many of our advice services are complimentary, at no extra cost. So why not take the next step and see how NGS can help build your plan?
This information is general information only and does not take into account your objectives, financial situation or needs. Before acting on this information, or making an investment decision, consider whether it is appropriate to you and read our Financial Services Guide, Product Disclosure Statements and Target Market Determinations. You should also consider obtaining financial, taxation and/or legal advice tailored to your personal circumstances before making a decision. Issued by NGS Super Pty Ltd ABN 46 003 491 487 AFSL 233 154.
