You can choose to save more in your superannuation by contributing part of your pre-tax salary to your NGS account. Even a small amount now could make a world of difference later and the sooner you start, the greater the end reward.
Why salary sacrifice?
Boost your balance
The more you put into your superannuation now, the more you'll have to enjoy later in life.
Pay less tax
Salary sacrifice contributions are taxed at just 15% (or 30% for those with incomes over $250,000pa). For many, this means a considerable tax reduction on their salary sacrifice amount.
Reduce your taxable income
Salary sacrifice contributions are deducted from your pre-tax salary. By reducing your taxable income, you could make a positive difference to your savings come tax time.
How does salary sacrifice work?
You can choose to 'sacrifice' part of your salary and direct it to your superannuation savings instead. Simply let your employer know how much you'd like to salary sacrifice to NGS and they'll set up your automatic contribution.
There are restrictions on how much you can contribute to your super via salary sacrifice. For full details on salary sacrifice eligibility and limits, please read our fact sheets Salary sacrifice and save and Opportunities and limits for super contributions.
Get advice for every stage of your life
NGS Super members have access to qualified, non-commission based financial planners, including over-the-phone limited advice* about your account, at no additional cost.Find out more
ASIC’s MoneySmart contributions calculator. Please note that the calculations in this calculator are valid for the 2019 financial year.
Visit our General Advice Warning.
Past investment performance is not a reliable indicator of future performance.
* Limited advice covers one or two issues in isolation on topics such as investment selection and contribution levels. It does not take into account the member’s entire financial situation.