You can choose to save more in your super by contributing part of your pre-tax salary to your NGS account. Even a small amount now could make a world of difference later and the sooner you start, the greater the end reward.

Why salary sacrifice?

Boost your balance

The more you put into your super now, the more you'll have to enjoy later in life.

Pay less tax

Salary sacrifice contributions are taxed at just 15% (or 30% for those with incomes over $250,000pa). For many, this means a considerable tax reduction on their salary sacrifice amount.

Reduce your taxable income

Salary sacrifice contributions are deducted from your pre-tax salary. By reducing your taxable income, you could make a positive difference to your savings come tax time.

How does it work?

You can choose to 'sacrifice' part of your salary and direct it to your super savings instead. Simply let your employer know how much you'd like to salary sacrifice to NGS and they'll set up your automatic contribution.

There are restrictions on how much you can contribute to your super via salary sacrifice. For full details on eligibility and limits, please read our fact sheets Salary sacrifice and save and Opportunities and limits for super contributions.

How to get started

Simply complete the Contribution Form below and select how you'd like to send it to your employer.

Unsure how much you should salary sacrifice? NGS offers single-issue advice limited to your NGS Super account at no cost. Find out more on our Advice page. Alternatively, check out ASIC’s MoneySmart Contribution Calculator to find out what type of contributions you should make.

Once confirmed by your employer, your salary sacrifice contributions will be automatic and you should see them on your payslip. If you need to change or cancel your contributions, all you need to do is inform your employer.

Contribution Form

Get advice for every stage of your life

NGS Super members have access to qualified, non-commission based financial planners, including over-the-phone limited advice* about your account, at no additional cost.

Find out more

Important information

ASIC’s MoneySmart contributions calculator. Please note that the calculations in this calculator are valid for the 2019 financial year.

NGS Super's Privacy Policy. NGS Super Pty Limited ABN 46 003 491 487, AFSL No. 233154 the trustee of NGS Super ABN 73 549 180 515. The information contained on this site is general advice only. It is not intended to be used as a substitute for professional advice and may not be right for you.

Visit our General Advice Warning.

Past investment performance is not a reliable indicator of future performance.

* Limited advice covers one or two issues in isolation on topics such as investment selection and contribution levels. It does not take into account the member’s entire financial situation.

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