What is it?
The Diversified (Income Account) investment option includes most of the asset classes that NGS Super uses but has a higher weighting to investments in assets with the potential for medium to long-term growth such as shares, infrastructure and property.
10 year average return of 7.23% per annum as at 30 June 2018.
The objective is to achieve a net return of 3% above CPI per annum over rolling ten year periods (after fees and taxes).
INVESTMENT TIME FRAME
Medium, 10+ years. This option may be suitable if you seek to achieve attractive long-term returns, whilst accepting a reasonable level of volatility in returns. This option is suitable for members with a medium to long term investment horizon and reasonable risk tolerance.
LEVEL OF INVESTMENT RISK
|Risk over each time horizon|
|5 years||10 years||20 years|
|Medium to high||Low to medium||Low|
Expected frequency of a negative return over a 20 year period – 3 in 20 years. The higher the expected return target, the more often you would expect a year of negative returns.
For information regarding NGS Super’s methodology for calculating the Standard Risk Measure (SRM) of each investment option, please refer to page 28 of our Investment Guide.
Investment returns are shown net of tax and investment expense. Past performance is not a reliable indicator of future performance.
*The Trustee is required by law to set this objective. It is neither a forecast nor a guarantee of future investment returns. It is anticipated that the CPI objective should be achieved over the long term. However, due to the volatile nature of investment markets and the lack of direct linkage between market returns and inflation, there may be periods when investment returns are not above the objective.
Investment Returns (returns as at 31 May 2019)
Asset Allocation at 24 September 2018
* The Strategic Asset Allocation (SAA) is indicative of the expected asset allocation during stable market environments.
† The Dynamic Asset Allocation (DAA) range is used to respond to changes in the investing environment.