Financial hardship

How it works

To withdraw your super benefit based on severe financial hardship grounds, you must satisfy the following criteria:

If you are under age 55 years and 39 weeks you must:

  • be receiving a Commonwealth Income Support or benefit for the last 26 weeks continuously and provide a letter from Centrelink confirming this
  • be unable to meet "reasonable and immediate family living expenses"
  • complete a financial hardship form.

If you are aged over 55 and 39 weeks you must:

  • be receiving a Commonwealth Income Support or benefit for the last 39 weeks continuously after reaching your preservation age
  • not be gainfully employed part-time or full time at the time of application
  • complete a financial hardship form.

We will review each application where the above criteria have been met.

How to do it

To apply for the early release of your super benefits based on severe financial hardship, click on the button below to complete an early release of superannuation benefits based on severe financial hardship eForm.

Complete eForm

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