Claiming your super
Making a Withdrawal
How it works
There are three types of benefits - preserved, restricted non-preserved and unrestricted non-preserved.
Preserved benefits must stay in your super account until you either:
- Reach your preservation age (see table below) and retire
- cease employment on or after age 60 or
- reach age 65.
|Your date of birth||Age|
|Before 1 July 1960||55|
|1 July 1960 – 30 June 1961||56|
|1 July 1961 – 30 June 1962||57|
|1 July 1962 – 30 June 1963||58|
|1 July 1963 – 30 June 1964||59|
|After 30 June 1964||60|
You can access your preserved benefits if you:
- Have less than $200 in your super account
- suffer from total and permanent disability
- use a transition to retirement strategy to open an account-based pension
- apply under severe financial hardship or other compassionate grounds
- are not an Australian resident who is leaving Australia or
Restricted non-preserved benefits
If you received contributions from your employer prior to 1 July 1999, you may have benefits which are referred to as restricted non-preserved. You can only access your restricted non-preserved benefits once you have terminated from the participating employer it was paid by. Your benefit will then become un-restricted non-preserved.
Unrestricted non-preserved benefits
You can access unrestricted non-preserved benefits and withdraw them from your super account at any time.
How to do it
To make a withdrawal from NGS Super based on the above conditions of release, please complete the benefit payment instruction eForm below.