Claiming your super

Making a Withdrawal

How it works

There are three types of benefits - preserved, restricted non-preserved and unrestricted non-preserved.

Preserved benefits

Preserved benefits must stay in your super account until you either:

  • Reach your preservation age (see table below)  and retire
  • cease employment on or after age 60 or
  • reach age 65.
Your date of birth Age
Before 1 July 1960 55
1 July 1960 – 30 June 1961 56
1 July 1961 – 30 June 1962 57
1 July 1962 – 30 June 1963 58
1 July 1963 – 30 June 1964 59
After 30 June 1964 60

You can access your preserved benefits if you:

Restricted non-preserved benefits

If you received contributions from your employer prior to 1 July 1999, you may have benefits which are referred to as restricted non-preserved. You can only access your restricted non-preserved benefits once you have terminated from the participating employer it was paid by. Your benefit will then become un-restricted non-preserved.

Unrestricted non-preserved benefits

You can access unrestricted non-preserved benefits and withdraw them from your super account at any time.

How to do it

To make a withdrawal from NGS Super based on the above conditions of release, please complete the benefit payment instruction eForm below.

Complete eForm

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