Transition to retirement

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Transition to retirement fact sheet

You can still work and have a pension

You’re fit, healthy and enjoy your job. If you’ve reached 55 to 64, you have the option of easing into retirement. It’s a way of encouraging people like you to stay active in the workforce.

You can now draw down on your super pension while still working. No restrictions are placed on the number of work hours required. What’s more, you can choose to work part time or continue to work full time.


Top up your reduced income with your super

Okay. You may be earning less salary, so you can access a regular 'income stream' from your NGS Super account. This is called the transition to retirement pension. You can roll some or all of your superannuation over into it.

Check when you're eligible for a TTR pension

Your date of birth Age
Before 1 July 1960 55
1 July 1960 – 30 June 1961 56
1 July 1961 – 30 June 1962 57
1 July 1962 – 30 June 1963 58
1 July 1963 – 30 June 1964 59
After 30 June 1964 60

Speak with an NGS financial planner

Financial planning advice helps you make decisions about your hard-earned money and how to get the most out of it, regardless of how much or how little you have. A financial adviser helps you consider your personal financial situation, your goals or needs, and then recommends a financial strategy designed just for you.

To make an appointment please call 1300 133 177 between 8am and 8pm (AEST/AEDT) Monday to Friday or complete the online form below and one of our staff will call you back.

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This website is provided by NGS Super Pty Limited ABN 46 003 491 487 AFSL 233 154. Fund information: NGS Super ABN 73 549 180 515, Superannuation Fund Number (SFN) - 1345/339/49, Superannuation Product Identification Number (SPIN) - NGS 0001AU. NGS Super is a registered trade mark of NGS Super Pty Limited.
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