
Product Disclosure Statement (PDS)
Combined PDS for Accumulation, Transition to retirement and Income accounts
The Combined NGS Super Product Disclosure Statement (PDS) provides a summary of significant information for our Accumulation, Transition to retirement and Income accounts. You should read the information in this document before making any decisions about our products.
Fact Sheets
Let the government top up your super
Salary sacrifice and save
Make spouse contributions work for you
Split super contributions with your spouse
Nominate your beneficiaries
Fees, costs and tax
Gaining access to your super
Opportunities and limits for your super contributions
Understanding the NGS Income account
This fact sheet gives a brief overview of our retirement product, the NGS Income account, including how it works, its advantages and key features.
Understanding Transition to Retirement
This fact sheet is useful for those thinking of cutting down work hours before fully retiring. It explains how a transition to retirement strategy works, including illustrative examples.
Your super and the age pension
This fact sheet explains the eligibility criteria for the government age pension, and how your super can make a difference. It also summarises various retirement benefits available from the government.
Guides
Financial Services Guide
Investment Guide
This guide sets out things to consider — like risk and investment timeframe — when selecting investment options. It also provides detailed profiles for each of the NGS investment options.
Insurance Guide
This guide details our insurance through super offerings, including Life, Total and Permanent Disablement and Income Protection.
Insurance transition guide for ex-QIEC Super members
This guide is for ex-QIEC Super members who held insurance cover in QIEC Super at 3 May 2019 and transitioned to NGS on 6 May 2019.
NGS Income Account Guide
This guide explains how you can manage your retirement income with an NGS Income account and includes an application form to get your account set up.
NGS Self-Managed Guide
This guide explains our Self-Managed Direct Investment Option, including how it works, the assets available for investment through it, and how to set it up in your NGS Accumulation or Income account.
Transition to Retirement Guide
This guide explains the key features of our Transition to retirement account and how it could help you ease into part-time work by supplementing your income before you fully retire.
Information Sheets
About Proof of Identity
This document outlines the types of proof of identity we can accept from you, including who can certify your identity documents.
Complaint and Dispute Resolution Process
This document outlines our internal and external complaint and dispute resolution process, including the contact details you'll need to submit a complaint.
Downsizer Contributions
This information sheet explains how you could use funds from the sale of your home to top up your super, including who is eligible.
Financial Planning
This information sheet provides an overview of our financial advice service, including advice topics for different age groups and a breakdown of costs.
First Home Super Saver Scheme
This information sheet explains how the first home super saver scheme could help you save for the purchase of your first home.
Making a Will
This information sheet covers what a will is and who should have one. It also explains how to ensure your super is distributed per your will instructions.
Super and Family Law Matters
This information sheet explains the process behind splitting super entitlements for those going through divorce or separation.
Advice services
As a member of NGS, you have access to our dedicated advice services. Our expert advice team can help you make sense of your finances, and guide you to achieving the goals you have, whether big or small.
Find out more