Protecting Your Super legislation: Important insurance information for members taking extended leave

29 Oct 2019 2 min read

As part of the Protecting Your Superannuation legislation, effective 1 July 2019, significant changes have been implemented for insurance provided under a product.

One of these changes is that trustees are now required to stop providing insurance that is provided under a product to any member who has not opted in and whose product has been inactive for 16 months or more.

This means that any members who take extended leave – whether it’s parental leave, long service leave or any other type of leave – will no longer receive insurance cover after 16 months unless they opt in.

What do members need to do?

To keep their cover, members will need to opt in through Member Online:

  • Navigate to the Insurance section and then to the TAL portal button.
  • On the TAL portal they should then click the ‘Keep my cover’ tile.

What do employers need to do?

As trustee, NGS Super will continue to monitor member accounts and provide written notice to members when they have been inactive for 9, 12 and 15 months.

Employers can help by making their staff aware of these changes. We will be preparing a flyer that you can give to employees, including those who are currently on extended leave and may be affected in their absence.

For more information, see

Back to Top