What is it?
The Moderate Growth option is the default investment option for the NGS Income Account account and Transition to retirement account. From 1 July 2017 the Diversified (MySuper) investment option will become the default option for the Transition to retirement account. The Moderate Growth investment option will no longer be available for Transition to retirement accounts and will only be available for Income accounts.
This option includes most of the asset classes that NGS Super uses but has a higher weighting to investments in assets with the potential for medium to long-term growth, such as shares, infrastructure and property, and assets that provide greater levels of liquidity to meet the income needs during retirement.
INVESTMENT PERFORMANCE OBJECTIVE
The objective is to achieve a net return of 3% above inflation per annum over rolling five year periods.
INVESTMENT TIME FRAME
Medium term, 10 years +. This option may be right for you if you seek to achieve attractive long term returns, whilst accepting a reasonable level of volatility in returns. This option has a lower allocation to growth assets versus the diversified option and corresponding lower expected volatility and returns.
|Risk over each time horizon|
|5 years||10 years||20 years|
|Medium||Low to medium||Low|
Expected frequency of negative return over 20 year period – 3 in 20 years.
For information regarding NGS Super’s methodology for calculating the Standard Risk Measure (SRM) of each investment option, please refer to page 27 of our Investment Guide.
Investment returns are shown net of fees. Past performance is not a reliable indicator of future performance.
Investment Returns (returns as at 28 February 2019)
|1 year||3 years||5 years||7 years||10 years|
|2.07%||3.73%||2.87%||6.40% p.a.||9.95% p.a.||7.45% p.a.||8.95% p.a.||-|
Asset Allocation at 24 September 2018
* The Strategic Asset Allocation (SAA) is indicative of the expected asset allocation during stable market environments.
† The Dynamic Asset Allocation (DAA) range is used to respond to changes in the investing environment.