Salary Sacrifice to Help Grow Your Super

How does salary sacrifice work?

You can choose to 'sacrifice' part of your salary and direct it to your superannuation savings instead. Simply let your employer know how much you'd like to salary sacrifice to NGS and they'll set up your automatic contribution.

There are restrictions on how much you can contribute to your super via salary sacrifice. For full details on salary sacrifice eligibility and limits, please read our fact sheets Salary sacrifice and save and Opportunities and limits for super contributions.

Why salary sacrifice?

Boost your balance

The more you put into your super now, the more you'll have to enjoy later in life.

Pay less tax

Salary sacrifice contributions are taxed at just 15% (or 30% for those with incomes over $250,000 p.a.).

Reduce your taxable income

Salary sacrifice contributions come out of your pre-tax salary, so they reduce your taxable income. Come tax time, you may need to pay less.

How to get started

Simply complete the Contribution Form below and select how you'd like to send it to your employer.

Unsure how much you should salary sacrifice? NGS offers single-issue advice limited to your NGS Super account at no cost. Find out more on our advice services page. Alternatively, check out ASIC’s MoneySmart Contribution Calculator to find out what type of contributions you should make.

Once confirmed by your employer, your salary sacrifice contributions will be automatic and you should see them on your payslip. If you need to change or cancel your contributions, all you need to do is inform your employer.

Contribution form

About you :

First name*

Middle name

Last name*

Email address*

Date of birth*:

Payroll number (if any/known)

Payroll department contact email address

About your contribution:

Dollar amount to contribute per pay period OR

% of pay to contribute per pay period

Start my salary sacrifice from this date:

I have read and understood that*:

I request the deduction of the amount shown above from my before-tax pay on regular basis.

I understand that this request remains in force until I advise my payroll officer in writing of any change.

I authorise my employer to forward my salary sacrifice contributions to NGS Super.

I have read about the concessional contribution cap in the Salary sacrifice and save fact sheet.

Note: By pressing ‘Submit’ you will be provided with a completed instruction form. In order for your request to be actioned, you will need to provide this form to your employer.

Salary sacrifice

How does salary sacrifice work?

Why salary sacrifice?

Boost your balance

Pay less tax

Reduce your taxable income

How to get started

Contribution form

Important information

Get in touch

Salary sacrifice

How does salary sacrifice work?

Why salary sacrifice?

Boost your balance

Pay less tax

Reduce your taxable income

How to get started

Contribution form

Important information

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Get in touch