Income protection insurance

Great value and peace of mind

What is it?

Income protection insurance protects you against temporary disability, caused by illness or accident, when you cannot earn an income.

Many families today rely on two incomes, so it’s important for the incomes of both partners to be protected by insurance.

How it works

The affordable premiums are deducted from your super account. If you are transferring from another fund, you can apply to transfer your insurance cover without providing medical information.

Claims are considered by our insurer, CommInsure and the NGS Super Trustee and successful claims are paid as monthly payments for as long as the disabling condition continues up to a maximum of two years, five years or to age 65 (depending on the benefit period selected).

The amount of cover

You’re free to choose the level of cover to suit your situation, now and into the future.

How to do it

• To increase your coverage, complete the Insurance Variation Form
• There is more information in the Member Guide (Product Disclosure Statement)
• For further information, please read our Income protection fact sheet